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Module 06 of 14

Insurance & Liability

Manage third-party liability and coverage requirements.

Art. 44–51

Third-party liability insurance is mandatory for space operators across most jurisdictions. Insurance requirements vary significantly by country, activity type, and risk profile. This module helps you navigate insurance obligations and coverage requirements.

Regulatory Context

Regulations

EU Space Act Art. 14Liability ConventionNational Insurance Requirements

Jurisdictions

EUGermanyFranceUKLuxembourgBelgium
Key Capabilities

What this module does

Coverage Calculator

Calculate minimum insurance requirements based on your operator type, constellation size, and risk profile.

Policy Tracking

Monitor insurance policy status, renewal dates, and coverage gaps across all your space assets.

Claims Documentation

Structured documentation workflow for liability claims and incident-related insurance processes.

NCA Compliance Evidence

Generate insurance compliance evidence packages for authorization applications and ongoing supervision.

Assessment

What the assessment includes

    Insurance requirement determination by jurisdiction
    Coverage amount calculation
    Policy type recommendations
    Liability cap analysis
    Insurance documentation requirements
Output

Auto-generated compliance documents

Insurance Requirements Summary
Coverage Analysis Report
Insurance Certificate Template
Liability Assessment
Automation

What we automate for you

Policy renewal reminders 90/60/30 days before expiry

Coverage gap detection across fleet

Automated compliance certificates for NCAs

Insurance requirement updates when fleet changes

See if this module applies to you

Take the free compliance assessment to find out which modules are relevant to your operation.

FAQ

Frequently Asked Questions — Insurance & Liability

What insurance do I need for space operations?+

EU Space Act Articles 44-51 require third-party liability (TPL) insurance covering damage to persons, property, and the environment. Coverage amounts vary by jurisdiction: France requires a minimum of EUR 60 million, while other jurisdictions have negotiable thresholds based on mission risk.

Can I use a financial guarantee instead of insurance?+

Yes, Articles 47-48 allow alternative financial guarantees such as bank guarantees, letters of credit, or government-backed deposits. The guarantee must cover the same liability as traditional insurance.

Does insurance need to cover the full mission duration?+

Yes, TPL coverage must be maintained from launch through end-of-life disposal, including the deorbiting phase. Some jurisdictions require post-mission coverage for a specified period.

Related EU Space Act Resources